Australia's best value health cover options for working visa holders.

Our prices are some of the most affordable in Australia (cover starts from just $79.80 per month*)
and if you join online, you'll receive your visa compliance letter instantly via email.

Services HIF Basic Working Visa Cover from $2.18 per day HIF Essentials Working Visa Cover from $2.91 per day HIF Intermediate Working Visa Cover from $3.32 per day HIFComprehensive Working Visa Cover from $6.92 per day
Ambulance
Private room in a private hospital
Shared room in a private hospital
Private room in a public hospital
Shared room in a public hospital
Theatre fees, prostheses, inpatient,  PBS pharmacy items etc
AccessGap Cover
Outpatient services & emergency hospital department treatment (covered up to MBS fee)
 

Up to $500pp per calendar year

 
Policy Excess
$500 Excess

$500 (optional)
Cardiac (heart) procedures
Joint replacement
Non-cosmetic Eye surgery
Pregnancy and birth related services

*Restricted Service

Bone marrow and organ transplants
Assisted Reproductive Technology
(e.g. IVF)
Repatriation
$4,000 lifetime limit,
once per person

$4,000 lifetime limit,
once per person

$6,000 lifetime limit,
once per person

$8,000 lifetime limit,
once per person
  Get a Quote Get a Quote Get a Quote Get a Quote
* HIF will pay a basic benefit known as the public hospital rate, toward the charges for these services. All other charges raised by the hospital during the stay will be paid by the member. Got a question? Please contact us

For all cover inclusions and any exclusions, restrictions, benefit limitation periods, waiting periods, pre existing condition rule, excesses and co-payments (if any) that may apply, please download the Product Disclosure Statement (PDS).