| Ambulance |
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| Private room in a private hospital |
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| Shared room in a private hospital |
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| Private room in a public hospital |
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| Shared room in a public hospital |
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| Theatre fees, prostheses, inpatient, PBS pharmacy items etc |
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| AccessGap Cover |
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| Outpatient services & emergency hospital department treatment (covered up to MBS fee) |
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Up to $500pp per calendar year |

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| Policy Excess |

$500 Excess |
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$500 (optional) |
| Cardiac (heart) procedures |
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| Joint replacement |
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| Non-cosmetic Eye surgery |
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| Pregnancy and birth related services |

*Restricted Service
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| Bone marrow and organ transplants |
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Assisted Reproductive Technology
(e.g. IVF) |
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| Repatriation |

$4,000 lifetime limit,
once per person |

$4,000 lifetime limit,
once per person |

$6,000 lifetime limit,
once per person |

$8,000 lifetime limit,
once per person |
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