IMPORTANT: Before commencing any dental treatment, please contact us with full details of the necessary dental service (as provided by the dentist) and we'll provide you with an estimate of your benefit. Alternatively, you can complete our online dental beneift estimate form. If you are an existing HIF member you can also log-in to our Online Member Centre to obtain an accurate dental estimate.
| General Dental |
|---|
| | Basic Extras | Value Extras | Simple Extras | Essential Extras | Advanced Extras | Top Extras |
| Annual Limit per person | $400 | $750 | $600 | $1,250* | $1,000 | No limit |
| Annual Limit per policy | $800 | No limit | $1,200 | No limit | No limit | No limit |
| Major Dental |
|---|
| Annual Limit per person | Not included | Not included | $600 | $1,250* | $1,000 | $1,500 |
| Annual Limit per policy | Not included | Not included | $1,200 | No limit | No limit | No limit |
| Orthodontics |
|---|
| Annual Limit per person | Not included | Not included | Not included | $1,250* | $800 | $1,000 |
| Annual Limit per policy | Not included | Not included | Not included | No limit | No limit | No limit |
| Lifetime Limit | Not included | Not included | Not included | $1,250^ | $2,000^ | $2,500^ |
*Combined limit for General Dental, Major Dental and Orthodontics
^The Orthodontic limit is a lifetime limit and forms part of the overall annual limit.
Need some advice about dental cover? Call us on 1300 134 060 or send us an email
Please note:
- On all HIF Extras covers which includes Orthodontics benefits towards orthodontic treatment (including payment plans) are not payable if treatment has commenced prior to joining HIF. Please refer to your product factsheet.
- Benefits are paid only on accounts rendered by a registered Dentist or Dental Prosthetist. The Dentist or Dental Prosthetist must be in private practice.
- Benefits for replacement dentures and partial dentures are not paid within three years of previous supply.
- There are some items within item code ranges for which the fund does not pay a benefit, or if they are performed with another item in the same course of treatment.
- Limits apply to the number of times some items, such as bleaching attract a rebate.
- Dental Prosthetists are allowed to perform a limited range of dental items for benefit purposes.
- Waiting periods apply, please see product fact sheets for more detail.
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