If you’re covered by one of our Working Visa cover options and you have to be repatriated to your home country because you are terminally ill or suffer from a substantial life-altering illness or injury, we will pay a contribution towards the cost of your return travel with another family member and a professional who’s qualified to provide medical supervision. The benefit is only payable after we and the treating medical practitioner agree that repatriation is necessary due to a terminal illness or a substantially life-altering illness or injury. In the event of death, the deceased person’s mortal remains, and those of any other person covered by the policy, may be repatriated to their home country, if legally permissible.