Ambulance Only

Ambulance Only Cover

When the unexpected happens, you’re covered Australia-wide. 

  • 100% back on ambulance claims
  • Emergency and non-emergency services
  • Covered Australia-wide*

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*Not covered: Transportation from a hospital to your home, nursing home or other hospital. Transportation for ongoing medical treatment. Off road or air ambulance (e.g. plane, helicopter or boat). A $50 per trip co-payment applies if your ambulance is classified as 'non-emergency'.

 

What's great about Ambulance Only Cover?

We hope you never need to ride in an ambulance. But the chances are that you (or someone you love) could need an ambulance sometime soon. In 2022-23, St John Ambulance reported more than 265,000 patients in WA alone required their services - an average of 725 ambulance trips every day!

  • Emergency private room accommodation

    Get emergency private hospital care if you have an accident

  • A reduced tax bill

    If you're earning $90,000 as a single or $180,000 as a couple, you can avoid the Medicare Levy Surcharge (MLS) by taking out private hospital cover.

  • Additional services

    Be covered for treatments such as the surgical removal of tonsils, adenoids and appendix, hernia and appendix and joint reconstruction surgery

 

Who is eligible to purchase Ambulance Only Cover?

Your eligibility to purchase Ambulance Only Cover depends on your Australian residency status and the state you live in. Please refer to the table below for more information.

Key:
  • Included
  • Excluded

Australian Capital Territory (ACT)

XX

New South Wales (NSW)

XX

Northern Territory (NT)

Northern Territory

South Australia (SA)

XX

Victoria (VIC)

XX

Western Australia (WA)

XX

Tasmania

XXX

Queensland

XXX

Overseas Visitors

XX

 

Supporting documents

 

Ambulance Only Cover

Want basic health insurance that will reduce your tax bill and cover you for emergencies, along with some other nice-to-have extras? Then welcome to our Basic Plus Hospital cover.

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Ambulance Only Cover FAQs

Does Ambulance Only Cover work Australia-wide?

Yes, you’re covered Australia wide for emergency road ambulance transport through our ambulance cover. HIF offers reliable ambulance cover Australia wide, giving members peace of mind wherever they are.

What's the difference between emergency and non-emergency ambulance?

XXX

How do I claim for Ambulance Only Cover?

XXX

Does Medicare cover ambulance rides?

There are no Medicare rebates for emergency ambulance treatment and transport. If you don’t qualify for subsidies in your home state and don’t have ambulance cover from a private health insurance company, you’ll have to pay the full cost of an ambulance ride out of your own pocket.That’s why we suggest you consider taking out ambulance cover that you can use Australia wide! 

What are the waiting periods?

A 1 day waiting period applies for emergency road ambulance services under our ambulance cover and a 30-day waiting period applies for 'Non-Emergency' road ambulance.

Are ambulances free for pensioners?

Some states offer subsidised or free ambulance cover for pensioners and concession card holders. So, if you are a pensioner, ambulances may be free depending where you live.Some states offer subsidised or free ambulance cover for pensioners and concession card holders. So, if you are a pensioner, ambulance cover Australia provides options for free ambulance services depending on where you live. However, it's essential to check your specific state's policies and understand what is included in your ambulance cover.


 

 

 

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