Like most types of insurance, we know that health cover can often be a case of 'set and forget' - and that's cool, we're sure you have better things to do than think about health insurance. We want to make sure you're getting the most from your membership though, so here's a few easy ways to make your cover work harder for you.
Earn reward for referrals
Did you know that for each new member you refer to HIF, you'll receive a $70 cash card? Even better, there’s no limit on how many rewards you can earn, so every successful referral means another gift for you!
Manage your membership 24/7
Our Online Member Centre lets you manage your membership with the click of a mouse. Once you log in, you can update your personal details, view your claims history, make a payment, add a new member, download your tax statement and much more.
Register for Direct Credit
By registering for Direct Credit, you'll authorise HIF to pay any claims benefits directly into your bank account. No cheques, no fuss, no worries!
Check your rebate
Have you claimed for a reduced premium? The Australian Government Rebate on private health insurance is a government contribution amount based on your age and income, that the Australian Government provides to encourage people to take out and maintain private health insurance. Your rebate can be deducted from your HIF premium, or claimed directly through the ATO. We’ll adjust your age tier as you get older, but you will need to let us know if your income tier has changed. You can update your rebate tier within our Online Member Centre and the new rebate amount will be automatically reconciled when you do your next tax return. Find the current rates and our registration form at hif.com.au/rebate.
Give your policy a workout
Sounds obvious, right? Yet many people often forget to put their Extras Cover to good use! If you want to get value for money from your policy, book in for a dental check up, treat yourself to a new pair of specs, join a healthy lifestyle program, get a remedial massage or even join a weight management program like Michelle Bridges’ 12WBT on eligible Extras Cover.
Health check your health cover
Life moves fast and as your circumstances change, so too should your health cover. Whether you're growing older, getting married, planning a baby or perhaps even planning surgery, we're here to ensure that all your needs are covered.
Pay ahead and save
Want to save some money on your health cover? When you pay for a year at a time, you'll automatically receive a 4% discount! Or if you'd prefer to pay six-monthly, you'll save 2% instead.
Go mobile
Got a smartphone or tablet? Great - then you can lodge Extras claims on the go using our handy HIF member app! Our HIF member app makes it easy to lodge Extras claims and access your membership info, policy details and claims history all in one place.
Request a benefit estimate
If you're planning to have a medical or dental procedure soon, it pays to contact us first and request a benefit estimate. It will give you total visibility of the claimable rebates for the procedure.
Join the conversation
Feeling social? Follow @hif_australia on Facebook, Twitter and Instagram to stay up to date on our latest news, announcements and competitions. Alternatively, visit hif.com.au/blog for the latest updates from HIF, plus healthy recipes and health and fitness advice.