Good question! At HIF, we pride ourselves on maximising your choices, you’re free to visit whichever provider you choose within Australia and receive the same benefits back.
However, from 1 January 2026 HIF has launched our HIF Choice Network of Dental providers to make a selected range of services more affordable. By choosing an HIF Choice Network provider you’ll receive low or no out-of-pocket costs on selected Dental services.1 Find an HIF Choice Network Dentist close to you by searching “Dentist” under ‘specialty’.
Members are still free to visit and claim for treatment from any registered dentist. Benefits will be as listed in the Dental Schedules, but members may have out-of-pocket expenses if their provider is not part of the HIF Choice Network.
What's the catch?
There isn't one. Either visit a HIF Choice Network provider for low or no out-of-pocket costs on selected Dental services or continue to receive your same benefits from a non-Choice Network provider. Our only requirement (for legal reasons) is that HIF members must use healthcare providers who are legally qualified to practise in Australia, and are therefore considered 'approved' by HIF. So as long as your chosen doctor, dentist, optician, physiotherapist, chiropractor or other type of healthcare provider is HIF-approved, you're free to use whichever one you want and still claim the same great rebates.
How do I know if my chosen provider is approved by HIF?
Don't worry, it's easy to find out - just contact us for confirmation prior to undergoing any treatment.
1Eligible HIF members with Extras cover can get 100% back for up to two check-ups and one mouthguard per year at a HIF Choice Network provider from 1 January 2026. Members on Basic Extras, Basic Starter, and Vital Options can get 100% back for one check-up and one mouthguard per year. Waiting periods, annual limits and service limits apply.