Can I claim for a breast reduction?

If your Doctor or Specialist deems your breast reduction as medically necessary, then a benefit from HIF may be payable; However, if they classify it as cosmetic surgery, then a benefit from HIF will not be payable. 

To confirm if a benefit is claimable, please complete our Medical Estimate Form so a member of our team can check your eligibility. 

Please note: 2-month waiting period applies for new conditions and 12 months for pre-existing conditions. If you're switching from another health fund and 'Plastic and Reconstructive Surgery' was included on your level of cover, any waiting periods you've already served will be honoured. Continuity in cover will not be offered if the financial date paid to with the previous health insurer is greater than 2 months from the commencement date with HIF. 

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