How long can my kids stay on my policy?

When you hear us refer to "a Child Dependant", we mean a person who is dependant upon the primary member. This includes your own children, stepchildren, or legally adopted or fostered children to whom the primary member is the legal guardian. 

Dependants can stay on your family membership until their 21st birthday or, for full-time students, up until their 31st birthday. Dependants are not income-tested and do not have to live at home. However, dependants who are married or in a de-facto relationship cannot remain on the family membership. 

To register a dependant as a student, please complete a Student Declaration Form and return it to hello@hif.com.au. Dependants without a student declaration will be automatically removed from a family membership on their 21st birthday. This declaration must be completed prior to 1st March every year.