Firstly, congratulations on your new addition to the family! And to answer your question, the process for adding a baby to a membership depends on the type of policy held with HIF.
If you already hold a family membership with us, then you have up to four years from bub’s date of birth or adoption to add them to your policy. There’s no additional charge to add a child to a family policy, and there’s no limit to the number of legal dependents that can be included on a family policy.
If you currently hold a single/couples membership, you have up to two months from your baby’s date of birth to upgrade your cover to a family policy (and pay the applicable family policy rate), then you can add bub to your membership too. By doing so within two months, your little one will be covered from birth and he/she will inherit your waiting period status.
To add your baby to your membership, simply complete a Variation Form and email it to hello@hif.com.au or call us on 1300 134 060. A letter will be sent to your preferred method of communication to confirm when this request has been actioned.
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