Firstly, congratulations on your new addition to the family! And to answer your question, the process for adding a baby to a membership depends on the type of policy held with HIF.
If you already hold a family membership with us, then you have up to four years from bub’s date of birth (or adoption date) to add them to your policy. There’s no additional charge to add a child to a family policy, and there’s no limit to the number of legal dependents that can be included on a family policy.
If you currently hold a single or couples membership, then you have up to two months from your baby’s date of birth (or adoption date) to upgrade to a family membership (and back pay the difference in premium), so you can add bub to your membership too.
By adding your baby to your policy within the allowed timeframe (within two months), your little one will be covered from birth and they will inherit your waiting period status.
Please keep in mind that although we can add your baby within the timeframes mentioned, this will not backdate to avoid the Medicare Levy Surcharge.
To add your baby to your membership, simply complete a Variation Form and email it to hello@hif.com.au or call us on 1300 134 060. A letter will be sent to your preferred method of communication to confirm when this request has been actioned.
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