Are hereditary and congenital defects covered?

Last updated:
25 Mar 2021

Yes, provided symptoms or clinical signs of these defects were not present prior to taking out HIF Pet Insurance.

If any symptoms or signs of a condition occur, or the condition exists in any form prior to insurance or during the applicable waiting period, then it will be considered to be a pre-existing condition and it will not be covered. 

For more information on Pre-existing Conditions, please click here.