Whether we’re answering your call, or helping you switch from another health fund, we don’t like to keep people waiting. But unfortunately waiting periods (the time you have to wait before you can claim for treatment) are a universal necessity. All health funds have them. We wouldn’t be able to offer our competitive premiums without them. Waiting periods protect us and our members against people who simply join our health fund to claim large amounts and then leave.
However, we always try to keep waiting periods to an absolute minimum. That’s why, if you switch to HIF from another health fund, we’ll take your previous membership into account so you don’t have to re-serve waiting periods on an equivalent level of Hospital Cover.
Private Hospital Cover Waiting Periods
Important please note: Pregnancy and birth-related services are only included under HIF’s selected Packaged Cover options. Related Links: