Why don't you offer a 'no claim bonus'?

Our members are always our number one priority, but when it comes to what we can offer you there are very specific requirements that have to be met under the Private Health Insurance Act 2007.

Private Health Insurance is “community rated” which means that we're legally unable to offer a no claim bonus to loyal members because it needs to remain the same for everyone.

The purpose of this is to ensure that members aren't discouraged from seeking medical help or advice when they need it in order to qualify for a no claim bonus.