Premiums are calculated on the number of rating factors, including your pet’s age and breed. There are a number of reasons why some breeds cost more than others, such as genetic pre-disposition, activity levels, and even the size of the dog.
Renewing policies
Factors that are taken into consideration for renewal premium calculation include your pet’s age, breed, location, claims history, as well as data relating to the health of pets that are a similar age and breed. Each year we review premiums based on these factors to ensure we can accommodate the costs of possible treatment up to your annual benefit limit, in the event that your pet becomes injured or ill.